@import"https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;1,9..40,300&family=DM+Mono:wght@400;500&display=swap";:root{--navy: #0B1F3A;--navy-mid: #132B4E;--navy-light: #1a3a5e;--teal: #00B4A6;--teal-light: #00D4C4;--teal-pale: rgba(0,180,166,.08);--gold: #C8992A;--gold-light: #F0C040;--gold-pale: rgba(200,153,42,.08);--slate: #4A5568;--slate-light: #718096;--bg: #F7F8FC;--bg-card: #FFFFFF;--border: #E2E8F0;--border-dark: #CBD5E0;--text: #1A202C;--text-muted: #64748B;--text-subtle: #94A3B8;--red: #E53E3E;--green: #38A169;--purple: #7C3AED;--radius-sm: 8px;--radius: 12px;--radius-lg: 16px;--shadow-sm: 0 1px 3px rgba(11,31,58,.08);--shadow: 0 4px 24px rgba(11,31,58,.1);--shadow-lg: 0 12px 48px rgba(11,31,58,.18);--font-body: "DM Sans", system-ui, -apple-system, sans-serif;--font-display: "Playfair Display", Georgia, serif;--font-mono: "DM Mono", "Courier New", monospace;--content-max: 1200px;--section-pad: 40px;--navbar-h: 56px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-body);background:var(--bg);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}h1,h2,h3{font-family:var(--font-display)}h1{font-size:clamp(28px,4vw,44px);font-weight:700;line-height:1.18}h2{font-size:clamp(20px,2.5vw,28px);font-weight:600;line-height:1.3}h3{font-size:clamp(17px,2vw,22px);font-weight:600;line-height:1.35}h4{font-size:15px;font-weight:600}p{font-size:15px;line-height:1.7;color:var(--slate)}small{font-size:12px}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--content-max);margin:0 auto;padding:0 var(--section-pad)}.section{padding:40px 0}.section+.section{border-top:1px solid var(--border)}.card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm)}.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 20px;border-radius:var(--radius-sm);font-family:var(--font-body);font-size:14px;font-weight:500;cursor:pointer;border:none;transition:all .18s ease;white-space:nowrap}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-mid);box-shadow:var(--shadow)}.btn-teal{background:var(--teal);color:#fff}.btn-teal:hover{background:var(--teal-light)}.btn-ghost{background:transparent;border:1.5px solid var(--border);color:var(--navy)}.btn-ghost:hover{background:var(--bg);border-color:var(--navy)}.tag{display:inline-flex;align-items:center;padding:3px 10px;border-radius:100px;font-size:11px;font-weight:500;letter-spacing:.5px;font-family:var(--font-mono)}.tag-teal{background:var(--teal-pale);color:var(--teal);border:1px solid rgba(0,180,166,.2)}.tag-gold{background:var(--gold-pale);color:var(--gold);border:1px solid rgba(200,153,42,.2)}.tag-navy{background:#0b1f3a0f;color:var(--navy);border:1px solid rgba(11,31,58,.12)}.tag-green{background:#f0fff4;color:var(--green);border:1px solid rgba(56,161,105,.2)}.tag-red{background:#fff5f5;color:var(--red);border:1px solid rgba(229,62,62,.2)}.callout{padding:16px 20px;border-radius:0 var(--radius-sm) var(--radius-sm) 0;margin-bottom:20px}.callout-teal{border-left:3px solid var(--teal);background:linear-gradient(90deg,var(--teal-pale) 0%,transparent 100%)}.callout-gold{border-left:3px solid var(--gold);background:linear-gradient(90deg,var(--gold-pale) 0%,transparent 100%)}.callout p{color:var(--navy);font-size:14px;line-height:1.65;margin:0}.callout strong{color:var(--teal)}.callout-gold strong{color:var(--gold)}.data-table-wrap{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);overflow-x:auto;-webkit-overflow-scrolling:touch}.data-table{width:100%;border-collapse:collapse;font-size:13.5px;min-width:560px}.data-table thead th{background:var(--navy);color:#fff;padding:12px 16px;text-align:left;font-weight:500;font-size:11px;letter-spacing:.8px;text-transform:uppercase;font-family:var(--font-mono);white-space:nowrap}.data-table thead th.right{text-align:right}.data-table tbody tr:nth-child(2n){background:#f7f8fc}.data-table tbody td{padding:11px 16px;border-bottom:1px solid var(--border);color:var(--text);vertical-align:middle}.data-table tbody td.right{text-align:right;font-family:var(--font-mono);font-size:13px}.data-table tbody tr:hover{background:#eef2ff}.data-table tbody tr.group-row td{font-weight:700;background:#f0f4fa}.data-table tbody tr.group-row:hover{background:#e8eefa}.cell-pos{color:var(--green);font-weight:600}.cell-neg{color:var(--red);font-weight:600}.cell-hi{color:var(--navy);font-weight:700}.accordion{display:flex;flex-direction:column;gap:10px}.accordion-item{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:box-shadow .2s}.accordion-item.open{box-shadow:var(--shadow)}.accordion-trigger{width:100%;background:none;border:none;cursor:pointer;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:12px;font-family:var(--font-body);font-size:14.5px;font-weight:600;color:var(--navy);text-align:left;transition:background .15s}.accordion-trigger:hover{background:#f7f8fc}.accordion-icon{width:28px;height:28px;background:var(--bg);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s,background .2s;font-size:18px;color:var(--teal);font-weight:300}.accordion-item.open .accordion-icon{transform:rotate(45deg);background:var(--teal);color:#fff}.accordion-body{max-height:0;overflow:hidden;transition:max-height .4s cubic-bezier(.4,0,.2,1)}.accordion-body-inner{padding:4px 22px 20px}.accordion-body-inner p{font-size:14px;color:var(--slate);line-height:1.7;margin-bottom:10px}.accordion-body-inner ul{padding-left:20px}.accordion-body-inner li{font-size:14px;color:var(--slate);line-height:1.7;margin-bottom:6px}.section-hdr{display:flex;align-items:baseline;gap:12px;margin-bottom:20px;flex-wrap:wrap}.section-hdr h3{font-family:var(--font-display);font-size:22px;font-weight:600;color:var(--navy);margin:0}.section-hdr .section-tag{font-size:10px;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);font-family:var(--font-mono);background:var(--teal-pale);padding:3px 8px;border-radius:4px}.bar-row{display:flex;align-items:center;gap:12px;margin-bottom:10px}.bar-label{font-size:12px;color:var(--slate);min-width:90px;font-family:var(--font-mono)}.bar-track{flex:1;background:var(--border);border-radius:4px;height:8px;overflow:hidden}.bar-fill{height:100%;border-radius:4px;transition:width 1s cubic-bezier(.4,0,.2,1)}.bar-val{font-size:12px;font-weight:600;color:var(--navy);min-width:48px;text-align:right;font-family:var(--font-mono)}.chart-wrap{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);padding:24px 24px 20px;box-shadow:var(--shadow-sm)}.chart-title{font-family:var(--font-display);font-size:16px;font-weight:600;color:var(--navy);margin-bottom:4px}.chart-sub{font-size:11.5px;color:var(--text-muted);margin-bottom:16px;font-family:var(--font-mono)}.chart-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}.chart-how-to{font-size:12px;color:var(--text-muted);margin-top:12px;padding:10px 14px;background:var(--bg);border-radius:var(--radius-sm);border-left:2px solid var(--border)}.tooltip-anchor{cursor:help;border-bottom:1px dashed var(--text-muted)}.steps{display:flex;flex-direction:column;gap:16px}.step{display:flex;gap:16px;align-items:flex-start}.step-num{width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-mono);font-size:12px;font-weight:500;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px}.step-content h4{font-size:15px;font-weight:600;color:var(--navy);margin-bottom:4px}.step-content p{font-size:13.5px;color:var(--slate);line-height:1.6}.tab-bar{display:flex;gap:2px;border-bottom:2px solid var(--border);margin-bottom:32px;overflow-x:auto;scrollbar-width:none;-ms-overflow-style:none}.tab-bar::-webkit-scrollbar{display:none}.tab-btn{padding:12px 20px;font-size:14px;font-weight:500;color:var(--text-muted);background:none;border:none;cursor:pointer;white-space:nowrap;position:relative;transition:color .2s;font-family:var(--font-body);border-radius:8px 8px 0 0}.tab-btn:after{content:"";position:absolute;bottom:-2px;left:0;right:0;height:2px;background:var(--teal);transform:scaleX(0);transition:transform .25s}.tab-btn.active{color:var(--navy);font-weight:600}.tab-btn.active:after{transform:scaleX(1)}.tab-btn:hover{color:var(--navy);background:#00b4a60a}@keyframes fadeInUp{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes spin{to{transform:rotate(360deg)}}.fade-in-up{animation:fadeInUp .35s ease both}.fade-in{animation:fadeIn .3s ease both}@media (max-width: 768px){:root{--section-pad: 16px}.chart-grid{grid-template-columns:1fr}.section-hdr h3{font-size:18px}.data-table{font-size:12px}.data-table thead th,.data-table tbody td{padding:9px 10px}}@media (max-width: 480px){:root{--section-pad: 12px}h1{font-size:24px}.tab-btn{padding:10px 14px;font-size:13px}}.mt-4{margin-top:4px}.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mb-8{margin-bottom:8px}.mb-16{margin-bottom:16px}.mb-20{margin-bottom:20px}.mb-24{margin-bottom:24px}.flex{display:flex}.flex-wrap{flex-wrap:wrap}.gap-8{gap:8px}.gap-12{gap:12px}.gap-16{gap:16px}.gap-20{gap:20px}.items-center{align-items:center}.justify-between{justify-content:space-between}.text-center{text-align:center}.font-mono{font-family:var(--font-mono)}.text-muted{color:var(--text-muted)}.text-navy{color:var(--navy)}.text-teal{color:var(--teal)}.text-gold{color:var(--gold)}.text-green{color:var(--green)}.text-red{color:var(--red)}.bold{font-weight:700}